Pre-Purchase/ Homebuyers:

Are you a renter who dreams of owning your own home?
Are you a first-time homebuyer or a re-entry homebuyer wanting to avoid the high renting market?
Deciding to buy a home can be one of the most overwhelming times in your life. East Bay NHS can help minimize the stress that goes along with buying a home.
We offer a simple, 3-step process designed to put you in the driver's seat, get you the best deal, and purchase a home, so that you can start building assets for you and your family:

Step 1: Attend a NHS SmartMoney™ Pre-Purchase Homebuyer Workshop, click here to see our next class flyer for "January 25 & 26, 2017.

This series of educational meetings are designed to provide first-time homebuyers with the knowledge to shop for an affordable home, access government-sponsored financial support programs, get the right mortgage product, and learn how to avoid foreclosure. This program is recommended for all first-time homebuyers, and suggested for re-entry homebuyers. Check our events tab for dates schedule and Register here!

Step 1:Download the First Time Home Buyer Intake application. Click here for " application".

The NHS SmartMoney™ Pre-Purchase Homebuyer Workshop fee is $55 which includes materials and a credit report fee of $30 per individual or $55 per married couple. A money order or cashier check of $55 workshop fee must be paid at the time of registration. If qualify for the FEE WAIVED (participants under 80% AMI), it will be reimburse after the end of the workshop - Proof of income required.

We also offer an alternative, online course.

Click here to learn more about our online service.

Step 2: Find the right loan and get pre-approved. There are hundreds of loan programs and thousands of lenders looking for your business. East Bay NHS will show you how to find the right one for you. We have established relationships with some of the largest lenders in the country. Our nationally HUD certified counselors can help you avoid dealing with a predatory lender. Your NHS counselor will find out which affordable housing programs you qualify for, identify a credible lender that will work for you, and get you ready to shop for your home!

Step 3: Go shopping! Once you have been pre-approved, East Bay NHS will match you with a pre-screened, local real estate professional who will work for you and provides NHS-qualified buyers with personal support and representation at no cost to you.

Additionally, East Bay NHS has a list of pre-screened group of participating Realtors to assist you get the most for your money. These realtors understand the unique needs of buyers in our region. To obtain a personal referral, speak with your East Bay NHS counselor.

Ready to get started on the road to homeownership? Contact our Main Office and speak with a counselor today!